There is no appreciable overlap either in Britain or in any other Member State in any of the sectors analysed by the Commission. These include retail deposits, retail lending, other forms of retail banking (including credit and debit cards and travellers' cheques), corporate banking, trade finance, correspondent banking, treasury dealing, merchant banking, leasing, securities broking, investment management, pension services, trustee services, insurance broking, and insurance underwriting.
Hierzu zaehlen das Privatkundengeschaeft (einschliesslich Kredit- und Debitkarten und Reiseschecks), das Firmenkreditgeschaeft, die Handelsfinanzierung, das Interbankengeschaeft, Schatzwechsel, Finanzdienstleistungen, das Leasinggeschaeft, Wertpapiergeschaeft, die Vermoegensverwaltung, Pensionsfonds und die Versicherungsvertretung.
